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Oracle 1z1-415 Exam Syllabus Topics:

Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials Sample Questions:

1. Home loans are given at a fixed interest rate of 10%. The rate now must be increased to 11 %. How can this be done in the system? (Choose the best answer.

A) by changing the interest rate on the UDE values screen
B) by amending the UDE value on the Value Dated Amendment screen
C) by unlocking the loan account and changing the value on the Interest tab
D) by changing the rate value in Loan Account UDEs

2. What is the maximum number of charges that can be attached to a Retail Teller product? (Choose the best answer.)

A) five
B) three
C) unlimited
D) four

3. A bank wants to charge depreciation tor an asset at the rate ot 20%, 30%, 25%, b%, and 20% tor the tirst year, second year, and so on till the last year How should you indicate this on the Depreciation Rule Mapping screen? (Choose the best answer.)

A) rule-based
B) ad hoc
C) activity depreciation
D) combination of rule-based and ad hoc

4. The status of an installment changes from Normal to Past Due Obligation. A bank wants to levy a charge of $5 USD on it. How can the charge be defined and levied?(Choose the best answer)

A) Define the charge as a component at the Product Component Class level and link it at the Account level status change.
B) Define the charge as a component at the Product level and link it on the Loan Account Charges screen.
C) Define the charge as an UDE and link it at the Installment level status change
D) Define the charge as a component at the Product Component Class level Default the component by mapping the Component Class to the Product and link the charge component at the Installment level status change.

5. A money market Borrowing Contract is created. The Contract Value date is January 1,2014 and the Maturity date is March 31,2014. The customer then approaches the bank and requests extension of the Contract. The new Maturity date is April 2,2014.
On which screen would you perform the extension of this Contract? (Choose the best answer.)

A) Money Market Contract Schedule
B) Money Market Rollover, Money Market Contract Schedule, and Money Market Value Dated Amendment
C) Money Market Rollover
D) Money Market Value Dated Amendment

Solutions: